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<rss xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title>The Masthead - Latest Comments</title><link xmlns="http://www.w3.org/2005/Atom" rel="http://api.friendfeed.com/2008/03#sup" href="http://disqus.com/sup/all.sup#forumcomments-3bbdaf94" type="application/json"/><link>http://themasthead.disqus.com/</link><description></description><atom:link href="http://themasthead.disqus.com/comments.rss" rel="self"></atom:link><language>en</language><lastBuildDate>Thu, 10 May 2012 10:47:37 -0000</lastBuildDate><item><title>Re: Another new chattel lender?</title><link>http://mhmarketingsalesmanagement.com/blogs/tonykovach/another-new-chattel-lender/#comment-525466640</link><description>&lt;p&gt;Gents&lt;br&gt;Your respective responses is part of what makes an exchange of ideas and viewpoints so valuable.  Thank you both for your comments.&lt;/p&gt;

&lt;p&gt;Tony &lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Tony Kovach</dc:creator><pubDate>Thu, 10 May 2012 10:47:37 -0000</pubDate></item><item><title>Re: Another new chattel lender?</title><link>http://mhmarketingsalesmanagement.com/blogs/tonykovach/another-new-chattel-lender/#comment-525435057</link><description>&lt;p&gt;Hi Tony!  I spent 20 years as a mortgage banking before getting into the MH industry.  Securitization is a great way to move capital from capital rich areas to capital poor regions.  The problem, in the past, with mortgage securitization has been management.  Whenever management puts pressure on underwriters to put more loans on the books, you then have to accept more risk.&lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Rebusy</dc:creator><pubDate>Thu, 10 May 2012 10:03:34 -0000</pubDate></item><item><title>Re: Another new chattel lender?</title><link>http://mhmarketingsalesmanagement.com/blogs/tonykovach/another-new-chattel-lender/#comment-521498465</link><description>&lt;p&gt;Tony, my friend, "syndicating manufactured home loans" [chattel or mortgage loans] is what partially got us in this financial mess. In the old days financial institutions held their own paper. They had a business insentive to make sensible loans. Making loans to securtize is a path to our same trouble. When are we going to learn? &lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Gspanos</dc:creator><pubDate>Mon, 07 May 2012 07:02:09 -0000</pubDate></item><item><title>Re: Reforming and Countering SAFE and Dodd-Frank</title><link>http://mhmarketingsalesmanagement.com/blogs/tonykovach/reforming-and-countering-safe-and-dodd-frank/#comment-476572603</link><description>&lt;p&gt;Tinkatee,&lt;br&gt;It depends on what you are referencing.  FYI, different lenders have different points that they can do Dodd-Frank compliance and still make a dollar. &lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Tony</dc:creator><pubDate>Mon, 26 Mar 2012 13:42:04 -0000</pubDate></item><item><title>Re: Reforming and Countering SAFE and Dodd-Frank</title><link>http://mhmarketingsalesmanagement.com/blogs/tonykovach/reforming-and-countering-safe-and-dodd-frank/#comment-476552508</link><description>&lt;p&gt;Was the reference to 30K instead of 50K a typo on the homeowner site?&lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Tinkatee</dc:creator><pubDate>Mon, 26 Mar 2012 13:16:50 -0000</pubDate></item><item><title>Re: Manzullo, Rick, Romney and Manufactured Housing</title><link>http://mhmarketingsalesmanagement.com/blogs/tonykovach/manzullo-rick-romney-and-manufactured-housing/#comment-473759491</link><description>&lt;p&gt;Bovine,&lt;br&gt;Dem bashing? Pardon me?&lt;/p&gt;

&lt;p&gt;To my knowledge, Joe Donnelly is a Democrat, and one that we have favorably covered.&lt;/p&gt;

&lt;p&gt;The election is very much going to impact MH, as you know, so I do see the business climate, MH and the election as all inter-related.&lt;/p&gt;

&lt;p&gt;That said, I appreciate your comments.  You are welcome to submit an OpEd to me for Industry Voices on a topic you see differently.  Thanks.&lt;/p&gt;

&lt;p&gt;TK&lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">1latonyk1</dc:creator><pubDate>Thu, 22 Mar 2012 13:10:46 -0000</pubDate></item><item><title>Re: Manzullo, Rick, Romney and Manufactured Housing</title><link>http://mhmarketingsalesmanagement.com/blogs/tonykovach/manzullo-rick-romney-and-manufactured-housing/#comment-473755110</link><description>&lt;p&gt;I gotta tell you Tony that the continued Dem bashing I am reading is pretty offensive to me.  My own view is that all politicians will say and do anything to get a vote only not deliver when in office.  The current republican slate has a weird way of being pro business when all I hear is why women are bad and contraception is bad.&lt;/p&gt;

&lt;p&gt;I'd like to hear about MH on this website and nothing else.  Please keep in mind that both Republicans and Democrats are done their best to not help this industry as well as help this industry. &lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Boevine</dc:creator><pubDate>Thu, 22 Mar 2012 13:05:08 -0000</pubDate></item><item><title>Re: Haitian Disaster Relief and American Factory Built Housing: Crisis meets Opportunity?</title><link>http://mhmarketingsalesmanagement.com/blogs/tonykovach/haitian-disaster-relief-and-american-factory-built-housing-crisis-meets-opportunity/#comment-470228922</link><description>&lt;p&gt; &lt;br&gt;   This is my first time i visit here. I found&lt;br&gt;  so many entertaining stuff in your blog, especially its discussion. From the&lt;br&gt;  tons of comments on your posts, I guess I am not the only one having all the&lt;br&gt;  enjoyment here! Keep up the excellent work.&lt;br&gt;&lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Bizhub C650 imaging Unit</dc:creator><pubDate>Tue, 20 Mar 2012 10:33:31 -0000</pubDate></item><item><title>Re: Manzullo, Rick, Romney and Manufactured Housing</title><link>http://mhmarketingsalesmanagement.com/blogs/tonykovach/manzullo-rick-romney-and-manufactured-housing/#comment-469535380</link><description>&lt;p&gt;The number of mentions in Twitter in the past week:&lt;/p&gt;

&lt;p&gt;Newt Gingrich 44,458&lt;br&gt;Ron Paul 60,476&lt;br&gt;Mitt Romney 120,030&lt;br&gt;Rick Santorum 148,559&lt;br&gt;Barack Obama 194,972&lt;/p&gt;

&lt;p&gt;This report from @mentionmachine &lt;br&gt;&lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">1latonyk1</dc:creator><pubDate>Mon, 19 Mar 2012 20:24:42 -0000</pubDate></item><item><title>Re: Getting It Up</title><link>http://mhmarketingsalesmanagement.com/blogs/tonykovach/getting-it-up/#comment-447109221</link><description>&lt;p&gt;FHA Title II?  I like it!  If we could triple our shipments in 3-5 years I'd be overjoyed...&lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Imobilehome</dc:creator><pubDate>Thu, 23 Feb 2012 13:16:57 -0000</pubDate></item><item><title>Re: The 2012 Presidential Elections and Manufactured Housing</title><link>http://mhmarketingsalesmanagement.com/blogs/tonykovach/the-2012-presidential-elections-and-manufactured-housing/#comment-443063873</link><description>&lt;p&gt;Presidential Politics, links to stories of possible interest&lt;/p&gt;

&lt;p&gt;Obama tests&lt;br&gt;&lt;a href="http://mobile.reuters.com/article/idUSL2E8DEDRP20120218?irpc=932" rel="nofollow"&gt;http://mobile.reuters.com/arti...&lt;/a&gt;&lt;/p&gt;

&lt;p&gt;&lt;a href="http://www.washingtonpost.com/politics/is-rick-santorum-too-conservative-to-win-in-november/2012/02/17/gIQAfNy7LR_story.html" rel="nofollow"&gt;http://www.washingtonpost.com/...&lt;/a&gt;&lt;/p&gt;

&lt;p&gt;&lt;a href="http://www.washingtonpost.com/blogs/the-fix/post/newt-gingrichs-risky-super-tuesday-strategy/2012/02/16/gIQAznOWJR_blog.htm" rel="nofollow"&gt;http://www.washingtonpost.com/...&lt;/a&gt;&lt;/p&gt;

&lt;p&gt;&lt;a href="http://bluecollarphilosophy.com/2011/07/republican-states-leading-the-way-in-job-creation/" rel="nofollow"&gt;http://bluecollarphilosophy.co...&lt;/a&gt;&lt;/p&gt;

&lt;p&gt;&lt;a href="http://www.telegraph.co.uk/news/worldnews/republicans/9090626/Santorum-in-his-sweater-vest-could-prove-formidable-Republican-opponent-to-Barack-Obama-the-king-of-cool.html" rel="nofollow"&gt;http://www.telegraph.co.uk/new...&lt;/a&gt;&lt;/p&gt;

&lt;p&gt;&lt;a href="http://www.google.com/hostednews/ap/article/ALeqM5jBeNCOgevJIa5zpCprekiB1fYAFQ?docId=973017e2309a4e84990997c0e8af221f" rel="nofollow"&gt;http://www.google.com/hostedne...&lt;/a&gt;&lt;/p&gt;

&lt;p&gt;&lt;a href="http://www.sfgate.com/cgi-bin/article.cgi?f=/n/a/2012/02/18/politics/p094601S47.DTL" rel="nofollow"&gt;http://www.sfgate.com/cgi-bin/...&lt;/a&gt;&lt;/p&gt;

&lt;p&gt;&lt;a href="http://www.foxnews.com/politics/2012/02/17/santorum-challenges-romney-in-key-primary-contests/" rel="nofollow"&gt;http://www.foxnews.com/politic...&lt;/a&gt;&lt;/p&gt;

&lt;p&gt;&lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Tony</dc:creator><pubDate>Sat, 18 Feb 2012 18:59:42 -0000</pubDate></item><item><title>Re: Rising Shipments, can we fuel an ever Rising Sales Tide?</title><link>http://mhmarketingsalesmanagement.com/blogs/tonykovach/rising-shipments-can-we-fuel-an-ever-rising-sales-tide/#comment-439410877</link><description>&lt;p&gt;Wow!  Don't mess with Texas..&lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Imobilehome</dc:creator><pubDate>Tue, 14 Feb 2012 20:30:58 -0000</pubDate></item><item><title>Re: Rising Shipments, can we fuel an ever Rising Sales Tide?</title><link>http://mhmarketingsalesmanagement.com/blogs/tonykovach/rising-shipments-can-we-fuel-an-ever-rising-sales-tide/#comment-437596717</link><description>&lt;p&gt;Over the last couple of years we have been selling and delivering a significant number of homes out of dealer inventory in Az. Inventory is now at it's lowest level in a very long time and will probably not go much lower. We will now see a rise in the shipment numbers even if we do not experience an increase in sales  &lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Roger Wendt</dc:creator><pubDate>Mon, 13 Feb 2012 08:37:57 -0000</pubDate></item><item><title>Re: Haitian Disaster Relief and American Factory Built Housing: Crisis meets Opportunity?</title><link>http://mhmarketingsalesmanagement.com/blogs/tonykovach/haitian-disaster-relief-and-american-factory-built-housing-crisis-meets-opportunity/#comment-383973729</link><description>&lt;p&gt;Just returned from NY - moladi has been selected by the Smithsonian's Cooper-Hewitt, National Design Museum - Rockefeller Foundation Design with the Other 90% &lt;br&gt;CITIES to showcase the South African designed and patented formwork &lt;br&gt;construction technology as an innovative solution &lt;br&gt;to address the unprecedented growth of informal settlements globally. &lt;/p&gt;

&lt;p&gt; &lt;/p&gt;

&lt;p&gt;Addressing two &lt;br&gt;critical issues&lt;/p&gt;

&lt;p&gt;·         &lt;br&gt;Backlog of quality &lt;br&gt;affordable homes&lt;/p&gt;

&lt;p&gt;·         &lt;br&gt;Unemployment&lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">            moladi</dc:creator><pubDate>Sun, 11 Dec 2011 08:29:55 -0000</pubDate></item><item><title>Re: Haitian Disaster Relief and American Factory Built Housing: Crisis meets Opportunity?</title><link>http://mhmarketingsalesmanagement.com/blogs/tonykovach/haitian-disaster-relief-and-american-factory-built-housing-crisis-meets-opportunity/#comment-383379423</link><description>&lt;p&gt;This is a good content.We can and should do our part in addressing the immediate rescue and relief aspects.This provide a great knowledge.Thanks to share this blog.&lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Galina</dc:creator><pubDate>Sat, 10 Dec 2011 05:11:12 -0000</pubDate></item><item><title>Re: What&amp;#8217;s Your take on the State of the Manufactured Housing Industry?</title><link>http://mhmarketingsalesmanagement.com/blogs/tonykovach/whats-your-take-on-the-state-of-the-manufactured-housing-industry/#comment-377761048</link><description>&lt;p&gt;Link just loops back to this page&lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Guest</dc:creator><pubDate>Fri, 02 Dec 2011 12:50:08 -0000</pubDate></item><item><title>Re: Muckraking and the Herman Cain lesson for Manufactured Housing</title><link>http://mhmarketingsalesmanagement.com/blogs/tonykovach/muckraking-and-the-herman-cain-lesson-for-manufactured-housing/#comment-372236853</link><description>&lt;p&gt;RN,&lt;br&gt;Often the comments are via phone, text or email.  But I understand your point, thanks for YOUR comment.&lt;/p&gt;

&lt;p&gt;Tony&lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Tony</dc:creator><pubDate>Fri, 25 Nov 2011 13:26:57 -0000</pubDate></item><item><title>Re: Muckraking and the Herman Cain lesson for Manufactured Housing</title><link>http://mhmarketingsalesmanagement.com/blogs/tonykovach/muckraking-and-the-herman-cain-lesson-for-manufactured-housing/#comment-372174354</link><description>&lt;p&gt;Really surprised this one didn't generate several comments&lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Rnodel</dc:creator><pubDate>Fri, 25 Nov 2011 11:05:52 -0000</pubDate></item><item><title>Re: Pre-Christmas Rush Surprise!</title><link>http://mhmarketingsalesmanagement.com/blogs/tonykovach/pre-christmas-rush-surprise/#comment-369643708</link><description>&lt;p&gt;Tony, thanks for covering the event.  Could I add that anyone looking for more information about this event can contact me directly at (800) 336-0339.  We enjoyed hosting this event, we also learned a lot from the terrific retailers, community owners and industry experts that attended.&lt;/p&gt;

&lt;p&gt;Chad Carr&lt;br&gt;Rainmaker Software &amp;amp; Consulting&lt;/p&gt;

&lt;p&gt;&lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Chad Carr</dc:creator><pubDate>Mon, 21 Nov 2011 17:09:19 -0000</pubDate></item><item><title>Re: Shame on us</title><link>http://mhmarketingsalesmanagement.com/blogs/tonykovach/shame-on-us/#comment-307855720</link><description>&lt;p&gt;I love the comments and agree we as an industry need to stand together and come up with a united national media campaign to educate as well as familiarize home buyers, politicians and gov officials of the myths and misconceptions.  We must address resale of used HUD homes and bring that process much closer to the residential site built process.  Problem is no one wants to invest in a home that has almost no chance of easy profitable resale (marketing and financing) or is valued based upon some book.  That may work for cars, trucks, RV's, but manufactured housing is almost never moved once set up and differ greatly by local.  You can sell the same Ford pickup on the west or east cost and the value is about the same.  Not so with factory built housing!&lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Shawn</dc:creator><pubDate>Mon, 12 Sep 2011 10:26:03 -0000</pubDate></item><item><title>Re: Shame on us</title><link>http://mhmarketingsalesmanagement.com/blogs/tonykovach/shame-on-us/#comment-307788636</link><description>&lt;p&gt;GS,&lt;br&gt;Nice to hear from you, sir.  Answer, not at all.  What I'm saying is that experience shows that being in the GoToMeeting presentation has told us that time is saved and clarity achieved when someone attends.  This vs just reading bullet points on a power point presentation the potential attendee has otherwise not seen or heard.&lt;/p&gt;

&lt;p&gt;As an analogy,&lt;br&gt;Your notes for making a case make sense to you.  Would they be as clear to someone else?  Obviously, the odds of clarity on your notes go up if you first explained the notes to someone and then handed them over.&lt;/p&gt;

&lt;p&gt;Finally, the GoToMeeting format also allows for discussion, comments, questions and answers.  &lt;/p&gt;

&lt;p&gt;Thanks for your question, I hope this clarifies the comment.&lt;/p&gt;

&lt;p&gt;&lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Tony</dc:creator><pubDate>Mon, 12 Sep 2011 09:01:16 -0000</pubDate></item><item><title>Re: Shame on us</title><link>http://mhmarketingsalesmanagement.com/blogs/tonykovach/shame-on-us/#comment-307718977</link><description>&lt;p&gt;Tony:The MH Alliance/Phoenix Project continues to draw new parties and inquires. One common question is, where do we find the power point on the &lt;a href="http://MHProNews.com" rel="nofollow"&gt;MHProNews.com&lt;/a&gt; website?The Answer is, you don’t. Are you saying we are to dumb to understand this if we only have the program on our computer.  &lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Gspanos</dc:creator><pubDate>Mon, 12 Sep 2011 07:02:21 -0000</pubDate></item><item><title>Re: Let’s not play Dick Tracy</title><link>http://mhmarketingsalesmanagement.com/blogs/tonykovach/let%e2%80%99s-not-play-dick-tracy/#comment-296066672</link><description>&lt;p&gt;The apparently confessional confidential files and twisted and distorted words and actions,They were fighting the wrong and meets for tell retreat to fight for the righteous. &lt;/p&gt;

&lt;p&gt;&lt;a href="http://akmcpa.com/" rel="nofollow"&gt;new york cpa&lt;/a&gt;&lt;a&gt;&lt;/a&gt;&lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">advinjhonsan</dc:creator><pubDate>Fri, 26 Aug 2011 14:31:07 -0000</pubDate></item><item><title>Re: Let’s not play Dick Tracy</title><link>http://mhmarketingsalesmanagement.com/blogs/tonykovach/let%e2%80%99s-not-play-dick-tracy/#comment-293892135</link><description>&lt;p&gt;remove post&lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Guest</dc:creator><pubDate>Tue, 23 Aug 2011 15:05:45 -0000</pubDate></item><item><title>Re: Sneaking a Peek</title><link>http://mhmarketingsalesmanagement.com/blogs/tonykovach/sneaking-a-peek/#comment-263375871</link><description>&lt;p&gt;Looks very impressive. I am printing a hard copy in color so I can study it closer and better appreciate the coming changes. &lt;/p&gt;</description><dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Doug</dc:creator><pubDate>Mon, 25 Jul 2011 06:42:25 -0000</pubDate></item></channel></rss>
